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RE: Money blues

meandmyfis — Sun, 09 Apr 2006 16:32:50 GMT

We have the opposite in our case...I'm the one who's relaxed with the money situation (I'll be paying for most of the wedding and have put in place a pretty good savings plan; we're having him focus on paying off his debt instead of contributing to the wedding fund) and the FH is the one freaking out...to the point that he REFUSES to start planning the wedding until "we" have "enough money". According to his way of thinking, with the wedding taking place in April 2008, we won't be able to start booking things until January 2008 (the estimated date when I'll have our full wedding budget saved)...how does he expect me to pull that one off?

RE: Money blues

sloessl — Sun, 09 Apr 2006 15:48:06 GMT

For about 110 people, north of Toronto, including the honeymoon, we are at about 25K. The honeymoon alone is about 8K. We both have credit lines that we will pay off afterwards, and some little things I have put on credit card. I try not to think about it alot...I am always told how generous people are at weddings...being a gift or helping out another way.

RE: Money blues

gena — Fri, 07 Apr 2006 15:36:29 GMT

Can you believe we are only spending approx. $16,000 for our 110 guests wedding, open bar, flowers, photographer, dj, dress and tux, a miscellaneous expenses. But get this, our honeymoon is approx. $10,000. Going to Italy for 16 days. And EVERYTHING is being paid off just before the wedding.

So if you really want to pay things off, you'll find ways to save. My only advice, is you have to shop around for the best deal possible. And to KEEP IT SIMPLE.

RE: Money blues

AlanaBanana — Fri, 07 Apr 2006 13:46:31 GMT

Also, a Stag & Doe is a great fund-raiser. :)

RE: Money blues

AlanaBanana — Fri, 07 Apr 2006 13:45:27 GMT

FH and I want a wonderful wedding, but don't want to spend any more than we have to, so we've decided to do without the honeymoon. We're going to save-up and go on a nice "honeymoon" vacation maybe sometime in the next couple of years after our wedding.

Maybe you could do without the honeymoon alltogether, or postpone it? It would be another $2K in your pocket, and maybe your father would gift you the rest toward wedding expenses.

Best of luck!

RE: Money blues

allishan — Fri, 07 Apr 2006 13:27:49 GMT

we've got a really strict budget, and we have a high-interest savings account...we've gone over budget on a few small things but most have been kept within our means. being in debt is not an option.

things we've done to save money:

-having a friend DJ (he is charging us less than his regular amount)

-having a relatively inexpensive honeymoon (san francisco)

-going with the free (and lovely) centrepieces the venue provides

-having friends do our invitations (as a wedding gift)

-hiring a photographer and florist who is just starting out, but doing AMAZING work

-friday night wedding

-closing the bar at 12 but staying until 1 (they said people can grab a few drinks right before the bar closes if they want to)

-DIYing whatever we can (ring pillow, flower girl pomanders, favour boxes, moneybox, guestbook, etc)

-wearing non-traditional dresses (hers is a party dress, mine's a bridesmaid dress)

RE: Money blues

browneyed — Fri, 07 Apr 2006 11:06:07 GMT

Hi didi,

You and I are getting married on the same date and it sure is coming up fast. We started paying things off as we did them but we still have alot to pay for. I have had to cut alot of corners too. I know what you are going through. Maybe you can pay for some of your honeymoon with any money you get from wedding gifts? We are going to go somewhere for a few days and take a longer vacation in the summer. Put things on a line of credit as it is cheaper interest rather than a credit card.

RE: Money blues

cdn1276 — Fri, 07 Apr 2006 07:18:03 GMT

Hey Didi

I'm stressing over it too... I went back to school this year, so we're living off FH's income, which is pretty good, if it weren't for a wedding to plan!!

Our parent's are great and helping out, plus we have a credit line but I still worry about how to pay it all off...

I guess we'll figure it out!

RE: Money blues

didi2 — Fri, 07 Apr 2006 07:02:55 GMT

You ladies are great..I feel much better!

I had talk with my parents last night, and since they said they would pay for the half of the honeymoon (yeah my dad said we'll pay for the honeymoon...he thought it would be like $2000, so when we decided that we should go to Sandals, it came up to $4000..he kind of gave me this looks..and said I am paying for half)
Anyway..I asked them if it would be ok if we BORROWED the other half from them, instead of using the credit card and then end up paying interest on it, and they said NO PROBLEM!!!! I was soo happy..and then my mom was like well you don't have to pay it back...but I told her if they won't take the other half back after the wedding I won't even borrow it...so she agreed!!!! But this is going to help soooooo much!!!! Thanks mom and dad!

This took off lots of weight off my back money wise :)..yeah but there is still other things..hmmmm...positive thoughts coming my way :)

RE: Money blues

Tysmom03 — Thu, 06 Apr 2006 22:47:34 GMT

[quote][b]KiKiLondon (4/6/2006)[/b][hr]I understand what you're going through.. I started to get really stressed out about the money, so I decided to stop thinking about it.. So right now I'm in a state of denial: Money? bah, we'll see what happens.. :D[/quote]

I love the last line kikilondon !!! I think I am going to have to adopt it!!

RE: Money blues

gena — Thu, 06 Apr 2006 17:07:02 GMT

So far we've paid off everything except for the reception and photographer, which we can pay off. (wedding is next month, and honeymoon in Italy)

The way we did it, since we've got engaged last March, we opened up a joint account and put in $1000 each every month. We bought and paid things throughout the year. ie. bought our wedding bands two months after we got engaged, ..my suggestion is you pay and get the small things out of the way.

Try to avoid credit cards,,,you don't want to be in debt after your wedding.

RE: Money blues

lilvetter — Thu, 06 Apr 2006 16:50:09 GMT

I get actual panic attacks over even thinking about what we're going to be paying!!:w00t: I'm playing the 649 AND Super 7 everyweek....and just so ya all know....649 is 22 million this week and Super 7 is like 14 million so....GO BUY SOME TICKETS!!!

RE: Money blues

gpbride1 — Thu, 06 Apr 2006 16:30:58 GMT

Hey,

Good luck with this. A wedding is something you do not want to go too far in debt to have. Please watch your spending. It may mean you have to live without some things for a while. Also cut back on expenses by doing you homeowkr. Shop around, and look for coupons. Consider borrowing or renting items as much as possible.

Good luck.

RE: Money blues

fascha — Thu, 06 Apr 2006 15:55:49 GMT

Well we're pulling it off cause every August/September is our fiscal year end and luckily I get a substantial bonus at this time; and it just so happens that my bonus this year is pretty much exactly 1/2 of what FH and I are responsible for... so I'm just putting it straight away and FH will deposit the same amount into the account and then we won't have to worry about it! and all of our $$$ from Stag and Shower is going straight onto our house

RE: Money blues

terri33 — Thu, 06 Apr 2006 15:41:39 GMT

We got a line of credit for the entire estimated amount of the wedding. We first charge everything to an airmiles credit card and then pay it off with the line of credit. By the time the wedding comes, we should have loads of airmiles to help with the honeymoon.

Each month we make payments to the line of credit and because we have 14 months, a large portion will be paid off before the day even rolls around. For instance, we booked the hall last month and have already paid off the deposit. We are even able to put extra money on the line of credit (like when we get back our income taxes) so we can save up some extra money before the big costs come in.

RE: Money blues

MrsMtobe — Thu, 06 Apr 2006 15:34:50 GMT

Are you having a stag n doe? They usually bring in some $$$$. Check out some of the ideas from other ladies who had really successful stag n does.

Stressing about it doesnt change anything. It will only make you ill. You have plenty of time to keep saving money for the wedding. Chin up, it will be ok.

RE: Money blues

didi2 — Thu, 06 Apr 2006 15:16:18 GMT

Thank you for all the advice ladies...I guess I am not the only one :)

ohh men!!!! Why is it that they really don't care and stress about this kind of stuff???

Maybe it's best if I don't stress about it but just let it go with the flow :D

I have tried to cut some corners everywhere!! We even went with church basement hall to save some money...it was just soo cheap, our friend used to have a catering business and he is doing all the food for us at hourly rate...which is quite cheap, then dollar store! I am pretty much buying all my decorations from there, but it adds up..pew bows are being made by me and so many things...but it just keep adding up...ok..my final vent :D I won't worry about it any more..I have my good friend Visa to help me out :D

RE: Money blues

DeeDee401 — Thu, 06 Apr 2006 14:42:27 GMT

Yup, that's what I say. I've been in money troubles a few times in my life and, y'know what? It does always come from somewhere and things always work out in the end! I know it sound naive..but it's true!

Just do some reassessing if you have to. Can you cut corners anywhere besides the bar?

RE: Money blues

crazykewl — Thu, 06 Apr 2006 14:42:06 GMT

Oh i know just how you feel. I was laid off from my job in February and EI isn't exactly high paying! Plus im now going to school, tuition apparently has gone up :ermm: Im relying on ebay for all my favours, decorations and items like that. I found a caterer i think for $17 a person!!!! and im doing a toonie bar :) FH says the same thing "Dont worry, we'll do it" BAH men lol i hate how we stress and they dont

RE: Money blues

bride0607 — Thu, 06 Apr 2006 14:20:50 GMT

I am suffering from the same thing. FH does not get it. He thought that the wedding (ceremony) was free, I told him that the preist asctually will not ask for money but a donation is EXPECTED, and you can't just give $20.00 and call it a day, they are usually 200-500.

He also does not understand that my dress is to be included in the budget, the honeymoon, he just thinks it is the reception (meal and booze) and invitations (I WISH!!!!) uuuurrrrrrgggg!

I need to plant a money tree, anybody know if I can find one on ebay? preferably one that sprouts the 100.00 bills???

RE: Money blues

KiKiLondon — Thu, 06 Apr 2006 13:24:43 GMT

I understand what you're going through.. I started to get really stressed out about the money, so I decided to stop thinking about it.. So right now I'm in a state of denial: Money? bah, we'll see what happens.. :D

RE: Money blues

Tysmom03 — Thu, 06 Apr 2006 13:08:26 GMT

Not sure how we are going to pull it all off either!! Maybe the money fairy will visit me in my sleep. I know it is going to be hard but I know for us we can pull it off, we always do somehow.

RE: Money blues

didi2 — Thu, 06 Apr 2006 12:23:33 GMT

hey ladies...Liss the open bar cut is not an option, we come from different culture and country and it would be an offence to our guest if they had to pay for their drinks..it is quite different.
Yes I know credit cards!!!!That is what I am afraid off, charging most of the things on the credit card, not being able to pay it off after the wedding etc.
but right now it's our only option. Well I have to go and pick up our rings this weekend and that's another $400 expense...credit card :D must love it!

RE: Money blues

dansfiance — Thu, 06 Apr 2006 12:16:26 GMT

how are we pulling it off.. well.. so far we haven't put anything on a credit card (except for themugs for our bombinnieres), and we're both broke right now. Luckily, we have a small break in wedding stuff right now, so we can get back on the saving wagon. I'm also looking into a new job that thankfully pays one hell of a lot more than what I'm making now - so if I get that job, it will really help out the situtation.. we're worried about when we have to pay everyone that month before the wedding.. kind of like you.. not looking forward to it. but I'm sure if we needed the help, Mr.Credit Card would be glad to help us out.. :hehe:

RE: Money blues

Liss14 — Thu, 06 Apr 2006 12:12:08 GMT

Hi Dijana,

I'm sorry to hear you're feeling stressed about this!

I realise that as nice as it would be to provide an open bar to your guests, sometimes that ends up being the largest expense! Is there any way you could cut costs there? Say, offer a few "signature" drinks (ex: martinis, belinis) for your guests to choose from? Or perhaps make the trip across the border and pick up some alcohol.

My only other recommendations would be to perhaps apply for a small line of credit *if it really gets desperate*, and to shop on ebay!

Good luck darlin'... money sure is frustrating sometimes!

Money blues

didi2 — Thu, 06 Apr 2006 11:55:50 GMT

I just need tell someone how I feel...cause every time I tell FH his answer is "we are going to pull it off..don't worry", we just bought a house in November, so bills have been coming in...there is so many...and the heat bills!!!OMG!!!

Now it's time to pay for everything..all the little decorations, the hall, the honeymoon, I just don't fell like we have enough money...well my dad is paying for half of our honeymoon..but what about the other half???? Then there is food, we have an open bar so buy all the drinks...where the hell am I going to get this much money.

I tried to save money as much as I could, I pretty much made everything myself...and still...no money!!!!!

How are you ladies pulling all of this off????